Which documents are typically required for closing a property sale?

The correct answer includes documents that are essential in the closing process of a property sale. A deed is necessary to officially transfer ownership from the seller to the buyer. The closing disclosure is a crucial document that outlines the final terms of the loan and all closing costs, which helps both parties understand their financial obligations. Title insurance is important as it protects the buyer and lender from any issues that may arise regarding the property’s title, ensuring that the ownership is clear and uncontested. Lender paperwork is also essential, as it includes all the necessary documentation related to the mortgage the buyer will be taking out to purchase the property.

Other options contain documents that do not constitute the standard requirements for closing. For instance, a home inspection report and a listing agreement, while important in other stages of the real estate transaction, are not required at closing. Similarly, seller’s disclosures and mortgage offers are relevant but do not encompass the full breadth of essential documents needed at this final step in the sale process. Therefore, the documents in the correct option collectively represent the key components required to finalize the transaction legally and smoothly.